Wednesday, September 20, 2006

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Overview of Cellular Phone Carriers


By: Declan Tobin

How many times have you heard of people spending hundreds of dollars on the latest and greatest cell phone only to be disappointed by the bad signal? Dropping calls is another very annoying occurrence with cell phones. You need to look very carefully into the cell phone carrier that you wish to sign up with. You will be signing a contract usually for one year so make sure it's money well spent.

Who are the main cell phone carrier?

  • AT&T
  • T-Mobile
  • Verizon Wireless
  • Cingular
  • Nextel
  • ALLTEL
  • Sprint PCS

The above carriers are only a hand full in and every expanding mobile world. All will approach with special offers and incentives with camera cell phones etc to sign you up. The positives are obvious. You get a free cell phone and maybe some extra minutes talk time but they get a customer for a year. Most carriers have good coverage but it is worth your while looking at your options.

If you rely on your cell phone for work such as sales reps or drivers etc you need to look into the roaming charges. Some people think the charges may only vary slightly from one carrier to another so why bother. This is a lazy approach and untrue. You could save yourself hundreds of dollars per year simply by looking around. You can check the rates out online on most of the carrier's websites. Roaming rates can be expensive so look long and hard before you decide.

I don't need to travel so roaming charges are not a worry to me:

If you are happy enough using your phone mainly from the house or just plodding around you are not going to have any concern of high charges for roaming, but there are other ways to save money and lots of it. Many people never think too much about the SMS Text messages they send. Yes it saves money rather than calling and it is fast and generally reliable, however, different carriers have different text rates. You might not think that one-cent saving in not much and rightly so but if you are a regular Text user you need look at the overall yearly saving. Most cell phone carrier companies will offer special saving incentives on SMS Text so look into it.

Where else can I save money?

The latest and the greatest, the camera phone is as popular as a DVD. Everywhere you look people seem to have them. Great fun and very handy for that special moment for when you only wished you had a camera but very I repeat very expensive you decide to send many pictures to friends and family. Here by looking at your different options you can save plenty of you hard earned dollars. All it takes is a quick look around the web or a phone call; most of the carriers have free toll numbers. Monthly service rental will also vary from one company to another.

Another Tip

With so many cellular phone stores around you will be spoiled for choice. Remember stores make commission so if you are in a large shopping mall the chances are that there are a number of different cell stores. Check out the different rates and you will see a difference. Money is not everything, going back to the start of this article you need to make sure that you have an exceptional signal. If you are going to be a loyal customer for a year or so you should expect nothing but the best back in service.

What if I already have my own cell phone?

This is not a problem. If you are out of contract with one of the cell phone carriers you are free to look around just like from the beginning. You can either use your own cell or take them up on their offers, as most will offer you a free cell phone as a new user to the network.

What if I want to terminate my contract before it has officially ended?

Look long and hard at your contract before you sign, especially the smaller print. All carriers have different clauses in their contract but if you want to terminate early there usually is a penalty charge of some sort. One way out of this is to get a prepaid cell phone where you have no contract. You are free to swap from one carrier to another as you please. Be aware prepaid cell phones are more expensive pre minute talk time and Text than if you where on a monthly fee.



Sunday, September 17, 2006

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10 Questions About Cellular Phones Answered


1. What's the difference between analog and digital phones?

Analog phones operate on an older and less effective technology. This technology doesn't scale well and is more costly. Analog service is not compatible with numerous new features. Digital phones are lighter and more compact and have a longer battery life. When you are inside of a calling area the quality is better than analog. Digital phones support new features like caller ID, text messaging or wireless internet services.

2. What is a Dual Band Phone?

A Dual band phone is a phone that can operate on an analog and digital service.

3. What type of battery has the longest life?

Lithium-Ion or Li-Ion batteries have the longest life. They also happen to be the lightest in weight. The two pluses means there is minus attached, which is price. A li-ion battery will always be the most expensive type of battery available.

4. What's the difference between the Stand-by time and Talk time?

Your phone is in standby mode when your phone is on but you aren't talking. The power consumption is minimal and the phone can stay in this mode for a longer period of time. When you are using the phone you are using talk time. This consumes battery power at a much quicker rate. Your battery life will be somewhere between talk time and standby time

5. What is a roaming charge?

A roaming charge is when you make a call from outside of your calling area. Your calling area is defined by plan local, regional or national.

6. What are peak and off peak hours?

Peak hours are during the day when the cellular networks are very busy. These minutes are at premium and your plan will typically include the smallest amount of these. If you use more than your allotted peak minutes they will be billed at a much higher rate than off peak minutes. Off peak is the exact opposite of peak time. Each cellular provider has their own definition of off peak.

7. What are anytime minutes?

Anytime minutes are simply put minutes you can use anytime, peak or off peak. On most plans you will use anytime minutes first.

8. Do I pay for the call when someone calls me?

Usually yes. You are billed for the airtime when you receive a call. However some service providers are offering unlimited in network calls.

9. Should I buy a cell phone or look for a free cellular phone?

Free phones generally speaking don't have the latest features, they are anywhere from 6 to 12 months behind. Also, free cell phones generally come with longer contracts. But, it is still possible to get a great deal on a free cell phone.

10. What to do if you want to upgrade/downgrade or cancel your service plan?

You can usually upgrade to higher plan without any cost. Some may force you to extend your contract for 1 to 2 years from that point. Downgrading your plan is often times not an option and when it is there is usually a penalty or fine.


Tuesday, September 05, 2006

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Protect Yourself from Cell Phone Bugs

Do you have conversations over the phone that you do not want others to hear? If so, then it may be necessary to protect yourself from cell phone bugs. Cell phone bugs are just as high tech as many other bugs, and can pose even more of a threat, since they are harder to detect. Depending on the bug that is used to listen to your conversation, you might not even realize that someone nearby can hear every word crystal clear.

Even if most of your conversations are of little importance, it is a good idea to make sure that you are well protected against cell phone bugs when you make a vital phone call. It is possible to decrease your chances of being listened to if you follow a few simple steps to avoid eavesdroppers.

Go somewhere where you know you’ll be alone. Some cell phone bugs intercept signals being sent. A person who looks like she or he is speaking on a cell phone has a special device that allows him or her to hear what you are saying on the phone. Additionally, make sure you are in a place where you can watch for newcomers.

Beware the charging or forgotten phone. Many cell phone bugs look just like they are charging or like their owner forgot them. If see a cell phone charging or lying nearby unattended, go someplace else. Someone may be listening in via the innocent looking phone.

Don’t accept new cell phones as gifts. The latest in cell phone bugs is a phone that works like a regular phone, but has a secret access number. If someone gives you a cell phone as a gift, be aware that he or she may be able to dial the phone and not only listen to what you saying while you are on the phone, but activate the cell phone’s microphone in order to hear anything that is going on inside the room.

With a little vigilance, you can avoid eavesdroppers through cell phone bugs. Best of all, if you use ingenuity you can “plant” false information for eager ears. You can outsmart surveillance and the use of cell phone bugs.


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The History of Cellphone

In 1949 the first car phone service was introduced. It was called “Mobile Telephone Service” (MTS). But the beginning of wireless communication started many years earlier, in 1895, when an Italian physicist named Guglielmo Marconi successfully sent wireless signals a distance of one and one half miles.

In 1896 Marconi was granted the world’s first patent for a wireless telegraphy system. In 1897 he formed The Wireless Telegraph and Signal Company. During that same year he successfully sent wireless signals a distance of twelve miles.

In 1901 Marconi proved the curve of the earth did not affect the successful sending of wireless waves. He proved it by transmitting signals from Cornwall, England to St. John’s, Newfoundland, which was a distance of over two thousand miles.

Marconi, along with other scientists and researchers, continued to work and do research on wireless transmissions. In 1932 the world’s first microwave radiotelephone link was established between the Pope’s summer home in the small Italian town of Caster Gandolfo and Vatican City, a distance of approximately thirty miles.

The first ship-to-shore radio conversation took place in 1922 from the ship S.S. America, which was 400 miles at sea. Inter-continent telephone communications between the United States and England occurred in the mid 1930’s.

As technology improved, interest in a car phone service developed. The first car phone service that was introduced in 1949 was a mobile service, but the equipment was big and heavy. The phone required a large receiver (about the size of a large piece of luggage). It was placed in the trunk of the vehicle. To talk on the phone, a button had to be pushed. To listen to the other person, the button had to be released. It was similar to using a two-way radio. A person couldn’t talk and listen at the same time. That technology came later.

Phone calls from the first mobile phone service were not direct-dialed. Instead, an operator working for the mobile phone service company answered when the phone was picked up. The operator connected the caller to the phone company operator, who then placed the call. By the early 1960’s the technology had improved, but only slightly. One step in the connection process was eliminated. The phone was able to connect directly to the phone company, saving the caller the step of having to connect to the mobile phone service operator first. The improved service was called “Improved Mobile Telephone Service” or IMTS.

By the early part of the 1980’s the phones had full-duplex capability. This meant a person could listen and talk at the same time. The phones and receivers were still heavy though. And, because the IMTS phones were a type of scanner, it wasn’t unusual for a person to press a channel button on the phone and hear parts of someone else’s conversation.

Technology continued to improve and continues to improve today. Cell phones are very popular. Today they are a truly mobile device and are easy to transport. Some of the cell phones available today only weigh a few ounces. Some of the small cell phones can be tricky to use though because the buttons on them are very small.

Cellular technology continues to improve. In the United States, carriers have been moving from analog technology to digital technology. One big reason the move to digital technology has been made in recent years is because it allows networks to carry more callers at one time. Calls are also more secure on digital networks, but are still far from being totally secure.

Today, people experience fewer dropped calls, and with the expansion of networks, there are getting to be fewer areas where there is no reception at all. And although many younger people are choosing to have cell phone over a land line phone, there are still many people who are not yet willing to give up their land line phones.



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Satellite Phones vs. Cell Phones (Which One is Right for You?)


There are several factors that differentiate satellite phones from cell phones. How they work, their utility and cost just to name a few.

Functionality Differences

Cellular phones or cell phones use small stations or towers known as ‘cells’ from which they receive their signals and to which they send signals. As the user moves from one destination to the next, his call or his cellular service is passed on from cell to the next. The mobile handset is thus in continuous connectivity with the different cells of the network provider and the individual can talk on the move. This is thus known as mobile connectivity.

Satellite phones on the other hand, do not use ‘cells’ or towers. They work with satellites orbiting the Earth. These Low Earth Orbiting or LEO satellites receive signals from the satellite phone handsets and send signals to these handsets as required. The satellite phones send signals to the satellite, which passes it on to a gateway. The gateway routes the calls to the receiver. Also, all calls made to the satellite phones are routed via the satellites.

Differences In Area Coverage

Cellular phone companies generally provide network coverage in densely populated areas. Since the companies have to set up ‘cells’ to be able to provide coverage, they need a high number of subscribers to justify setting up the cell. In thinly populated areas or remote areas with difficult terrains, the cost of providing coverage is often more than the expected returns. Hence, while cell phones work great in densely populated areas, they may or may not work in inaccessible locations.

Satellite phones communicate with the LEO satellites and not with any ‘cells’ on Earth. Hence, the coverage provided by satellite phone companies is far greater than that provided by cellular phone companies. Since satellite companies don’t have to set up cells from destination to destination, they offer service in a wider area and some even offer it across the globe.

Usability Differences

Cell phones have become an absolute necessity for practically all urban residents. In fact, a large number of people are opting to have cell phones instead of the traditional landlines. Cell phones are perfect to use while on the move in metropolitan cities. For marketing and sales executives, employees, CEOs, managers, mothers, students and almost all people in different walks of life - cell phones provide a high value service. They are also a great option to surf the net, listen to music and exchange photos. In short, cell phones have become the single all-purpose media electronic instrument of the 21st century.

Satellite phones on the other hand, are perfect for use in remote and thinly populated areas where cellular companies do not provide network coverage. Satellite phones are also extremely handy in situations when cellular networks go down. Such situations generally arise in times of natural disasters like hurricanes, earthquakes and floods when the ‘cells’ that route calls are damaged.

Satellite phones have the advantage in such conditions since natural disasters do not affect the LEO satellites. Hence while cellular phone networks are down, satellite phones continue to function as normal. This has indeed saved many lives in the recent past.

Satellite phones are also the perfect option for companies that have research laboratories or departments in isolated areas like Alaska, Siberia and Antartica. Adventurers who frequently travel to densely populated tropical forests, high mountain areas and across oceans also prefer the better coverage provided by satellite phones.

Differences In Cost

As is to be expected, cellular phones are far cheaper to operate and maintain than satellite phones. The cellular phone handsets as well as the subscription plans offered by cellular service providers are extremely affordable and cost barely a few cents per minute.

Satellite phones on the other hand are expensive. The satellite phone hand sets or the fixed satellite phone sets cost a pretty penny as does the satellite phone service provided by leaders in the industry like Iridium and Globalstar. At an average satellite phones can cost anything from $600 to $1000 with costs going up to $1.50 per minute for talktime.

Thus, cell phones and satellite phones are both a boon to the world of communication and both service users in different ways and under differing conditions




Monday, September 04, 2006

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Ringtones, A Phones Personality

As mobile phones define one's personality in the same way ringtone defines mobile phones personality. Ringtone is nothing but the pleasing sound from the mobile instrument indicating an incoming call. It provides a sense of personalization to your mobile phone. Using the same old dull ring tone will never be able to differentiate you in the crowd. But, having a personal ring tone will immediately grab the attention. So ring tones are melodies, tunes, sound, noise your mobile make when an incoming call or message arrives.

Ringtone has become a rage among cell phone users, especially youth. Ringtones have brought around a fresh round of innovations to otherwise monotonous mobile phone market. There is always competition among youth for the ringtones downloaded and put to use. Ringtones show that you're up to date and happening. You can truly display your lifestyle and certainly your musical taste on your sleeve.

There are typically two different types of ringtones: monophonic ringtones and polyphonic ringtones. Monophonic tones are simple tunes, most commonly compatible with today's cell phones. The majority of cell phones previously could only make a single tone at a time. The monophonic tones comprised of a series of sequential tones at different frequencies. Polyphonic tones are played on each and every cellular phone now a days that have the capability of playing up to 16 separate tones at once. The combination of tones creates a harmonic melody. Polyphonic ringtones are more musical than a monophonic ringtone.

New ringtone services are operating in order to offer ringtones for download. These ringtones vary from old numbers to just released songs from latest albums. There also are sound effects, anything from chirping crickets to a rocket blasting off to a galloping horse. Ringtones can either be downloaded from net or can be created by the user. The websites vary in that some allow you to purchase specific ringtones while others offer subscriptions that allow you to download an unlimited number of ringtones. Users often download multiple tones so that they can have different rings for different callers. Software is also available that allow consumers to create their own melodic ringtones. The software runs on a computer, and once the tune is set it can be transferred to the phone via a data cable.

Some technical websites declare that the cell phone of tomorrow will replace the MP3 players of today. This will be possible once a dual use battery is invented that can hold a sufficiently long enough charge. The power would last more than a few hours and could be easily recharged. The technicians declare that memory capabilities must be enhanced so that the user can download and store hundreds and thousands of songs. This isn't that far off, in fact an MP3 player being replaced by a cell phone is considered possible within 5 years according to most technical websites. The development has started and there's no looking back. Consumers spent nearly $3.5 billion last year to download 30-second polyphonic renderings of popular songs. Thousands of ringtones are available to suit the personality and mood of the user.



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New Cell Phones, Latest Mobile Phone


Don’t Be Fooled When You Shop For New Cell Phones. When You Buy The Latest Mobile Phone, Make Sure It’s Really New.

So you’re thinking of buying the latest mobile phone and your friend says “Why not get a used cell phone? It’s cheaper and just as good!” Now that isn’t quite accurate. It may be true that you can get a fairly new second-hand cell phone at a cheaper price, but the question remains, why would you want to?

In the past, new cell phones used to be much more expensive and it was probably better to get a used mobile phone because of the price. But these days, it’s quite different. New cell phones are more reasonably priced and they come with great cell phone plans that you don’t want to miss out on. Obviously, you won’t be able to enjoy these offers when you buy a used phone.

It’s also true that you can still get some of the latest mobile phones when you buy them second-hand. But why would you want to buy a reconditioned phone? It may look like a new cell phone but you wouldn’t know if it has ever been broken or if any of its parts have been removed or replaced. If you’re shopping for the newest cell phones in the market, then you might as well get a brand new phone. The only reason you might want to get a used phone is because the mobile phone model that you’re interested in is either out-of-date or out of stock.

Honestly, if you’re looking to buy a new cell phone, then you might as well head to the store and get the latest mobile phone on offer. At the very least, you know that it’s new out of the box, and there is a negligible risk of your new cell phone breaking down for no apparent reason.


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Buy Cell Phones, Best Mobile Phone

Discover The Best Way To Buy Cell Phones. Here Are Tips On Where To Look For The Best Mobile Phone For You.

You might think it’s easy to shop for the best mobile phone out there. Before waltzing into any cell phone shop at random, there are a few things you might want to know when you buy cell phones.

Right from the start, you need to know that there are so many mobile phones out there. Some of them will be feature-rich, others stylish, and sometimes these cell phones are just plain ol’ practical. What you should look out for is a cell phone that has a good blend of design, features and performance.

If you’re shopping or buying a cell phone from the store, don’t just take the sales person’s word that the ones they are selling is the best mobile phone. Have a look at the models on display and check them out for features and functions that might be important to you. If they have a working model for you to test, that’s even better.

In reality, the best way to buy cell phones is to go online and do some research to see what you like. On the Internet, you’ll get nice choices of the latest cell phones as well as some previous models. When it comes to choices, the best option is to head to a cell phone site. There you can really run through some of the best mobile phones in the market before deciding what you want to buy.

I’d really recommend going online to browse for the best mobile phones not just because its selection, but also because you can get some great deals when shopping online. Whether it’s a new cell phone or something used, you’ll be able to buy some really good stuff at cheap prices if you take the time to scout around. So if you’re serious about getting a mobile phone, get online because there’s no better place to buy cell phones.


Sunday, September 03, 2006

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Choosing a Cell Phone

Considering the innumerable varieties of cell phones in the market, it is quite a challenging task to choose the best one. However, the basic criterion of selecting the best cell phone is to be absolutely clear about what your needs are. The best cellular phone is the one that is absolutely right for you. And, of course, you can only have the best cellular phone when you pay for what you want.

Tons of offers are also available. There are free cellular telephone offers, prepaid cellular, digital, mobile, web enabled and many more. No one can tell you which cell phone is best for you because every one has different needs when it comes to their cellular telephone. Some people want absolutely basic features while others want a lot of totally fantastic features. Some need a cellular telephone for e-mail, faxing and surfing the Internet. Many people want it to be top of the line while others prefer simplicity.

The process of buying a cell phone is so confusing. There are simply so many different handsets, networks, deals and call costs to consider that buying the right phone for your usage and budget can be very difficult.

Here are a few tips to help you choose the best cell phone. First of all, decide how much you want to spend and be clear on the features you need. Remember that the more the features, the higher the cost.

Purchase a battery with a decent battery life and judge the mobile phone by the talk time it gives. The bare minimum should be 2 hours of maximum talk-time plus 90 hours of maximum standby time.

Shop and compare for pricing and service. These days, quality phones are very cheap. There is a proliferation of cell phone makers including Nokia, Motorola, Ericson, Siemens, Samsung, Sony, etc. More importantly, cellular plans have come down enormously in overall price with some caveats.

Some standard features include caller ID, phone book with fast dial, call waiting, voice mail and auto-answering. Some also have other added features like your first incoming minute free. The high-end cell phones will have voice-a ctivated dialing, SMS, 2-way paging, games, scheduling calendars, digital organizer and all the standard features. The main thing is to see what fits into your life style best and also to be sure when and if the features expire.

While making a cell phone and service plan decision, remember that everybody's needs are different. So what's good for your friend may not be the best choice for you. Your best bet would be to search online for websites with good cell phone comparisons in order to get a quality cell phone offer.

To make sure that your cell phone comparisons are complete look at Nokia cell phones, Ericsson cell phones, Sprint cell phones, Motorola cell phones and Samsung cell phones. Research the different free cell phone offers, prepaid cell phones and service plans from brand names like AT

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Finding The Right Cell Phone

Ten years ago, cell phones were just beginning to appear. Today, it seems every person on the street has one. However, not all cell phones are equal. How do you find the best one?

Ask yourself what qualities are important to you. First, the physical aspects. Do you prefer flat cell phones or those with a flip? Are slim cell phones more attractive, or does size really matter?

Cell phones seem to come in all shapes and sizes, and color can also be a determining factor. Have you seen the changeable covers? Who knew cell phones would become such a fashion statement?

A critical factor to consider is ring tones. Some cell phones come with standard rings that could drive anyone crazy. Others have downloadable tones, letting you show off your taste and personality. If you've ever been on a crowded train where six cell phones started ringing at once, you know how important it is to have the pleasant ring tone. No one wants to draw negative attention.

Cell phones have all sorts of new features, and they keep improving. Some cell phones allow you to take pictures. Other cell phones give you internet access on the road. And like most technology, there are new improvements made on a weekly basis. Remember that you'll be paying for these features; make sure you'll use them before you spend the money.

Manufacturers of cell phones have done extensive research to find out what is important to you, the buyer. The carrier, though, is also important to consider. What good are cell phones, after all, if you can't get service? Find out who in your area has the widest service and the best rate plan.

Most of us have become spoiled by our cell phones. It's hard to remember the days when no one could reach you until you got home from class or from work. Cell phones have opened up our lines of communication considerably. (Sometimes it's questionable whether that's a good thing….) The fact is, it looks like cell phones are here to stay. Is it possible anymore to escape? Of course! The best thing about cell phones is that you can use them when you need them, but sometimes the best cell phones are the ones that are turned off.



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Friday, September 01, 2006

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Cell Phone Shopping, Buy Mobile Phones

It’s Time To Go Cell Phone Shopping! Find Out How To Buy Mobile Phones And Why Online Shopping Is A Good Option.

The best way to go cell phone shopping is to do it online. Log on, find a quality cell phone search engine and start looking. Whether or not you choose to actually buy the phone online is a different story, but researching for mobile phones is always best done online.

When you’re cell phone shopping, the important thing that you must remember is to compare the mobile phones. Don’t just look and compare the prices, but compare phone features, ratings and even reviews. All these will help you decide which cell phone you should buy.

Before you can start shopping for a cell phone, you have to first ask yourself - what kind of phone am I looking for? Learn about the types of features and functions cell phones have and find out which mobile phones have the kind of features that you like. Also take into consideration how much chatting you intend to do with your phone and pay attention when reviewers highlight the cell phone’s battery life. All these questions need to be answered before you buy your mobile phone.

Once you’re done cell phone shopping, you might want to consider ordering online. Apart from a wide selection of cell phones for you to browse through, you can also get some of the best deals online. You can actually get cheap cell phones online because there is no dealer charge. So now that you know how to go about cell phone shopping, get to it! Buying mobile phones has never been easier with online shopping.


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How To Buy a Mobile Phone Handset

If you asked 100 people the factors that drive their choice of a cell phone, 80% would say the ringtone or the flashy design. Though personal preferences may determine how we buy our mobile phones, it is considered prudential that we factor other elements into our purchase decisions so we derive full value for our money and do not rush into extra expense after using the device.

Buying a simple device like a cell phone can be an overwhelming experience. The device may cost just a few hundred Dollars but there are so many of them on the market and each company is inundating the television and newspaper with so much publicity.

But in the face of all the ad tactics, consumers can work out their own checklist and then screen off manufacturers who do not conform to them.

Let’s try to see some of the factors you may have to consider when making a decision to acquire a handset:

How deep is your budget? You should examine your funds and determine whether the phone you have set your eyes on is affordable. You may want to note that an affordable or cheap phone may have all the features you are looking for. Generally phones which sell for $100 and below are quick bulky, have minimal features and have sharp edges. If you are on low budget, seeking second hand phone or simply want basic features, this is the area you may have to venture.

Phones priced $300 thereabout are usually sleek, come with web features and may have voice dialing features. Some may have dual band characteristics and calendars.

Phones selling for $300 and over are the smallest in design, come with advanced features like cameras, video, mp3 capabilities, voice recorders and radio.

You may also have to critically examine the features of the phone to see if they appeal to you and will serve your objectives. If you would like to record appointments, then you may need a phone with an appointment setter or calendar.

If you a traveler, you may have to buy a dual band phone. You may also have to consider dual mode, that is a phone that will work for both analog and digital services. You would also need to get a phone that will accept double SIM so you can have access to multiple services without changing SIMs.

If you are the busy type , you will have to look for phones with long lasting battery and long talk time so you can carry for long without recharging.

Internet users will have to go for phones with more lines of display that is a bigger screen to display about 6 lines so they can be able to read text without much discomfort and too much scrolling.

Buying a cell phone handset is not a chore at all but it is helpful for one to find one that will meet the pocket and at the same time satisfy lifestyle and business objectives.



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